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RECENT ISSUES

Citizens Business Bank
Current Issue:

Click on cover graphic below
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digital version of the print magazine:

BIM Issue 4, Volume 3, 2009 - Digital Magazine

Green Biz

5 South Bay Organizations
Upping the Eco Ante

While entire nations must grapple with the harsh implications of "global warming" and how to address it, it will ultimately take cooperation on an individual grass roots community level to spread the message espoused by leading scientists to make a meaningful impact across the country. With that in mind, a number of South Bay-based businesses, agencies and cities have already made their mark on the green front. Here is an overview of a few notable contributors to the cause...

Go to page 8 in the flip-page digital
magazine to read the entire article.

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Business News

  • Asian stocks near 6-week highs, cool to China data
    March 9, 2010
    HONG KONG (Reuters) – Asian stocks hovered near six-week highs on Wednesday as Chinese data showed exports and imports in February were better than expected, while the euro and the pound suffered on r …

  • BofA ending overdraft fees on debit cards
    March 9, 2010
    NEW YORK/CHARLOTTE, North Carolina (Reuters) – Bank of America said on Tuesday it will no longer charge overdraft fees on debit card purchases as of this summer, a move that may cost millions in fee i …

  • Cisco leapfrogs rivals with faster router
    March 9, 2010
    NEW YORK (Reuters) – Cisco Systems Inc introduced its first major new routers in six years and said they can be configured to handle Internet traffic up to 12 times faster than rival products. …

  • Senators to seek wider "Volcker rule"
    March 9, 2010
    WASHINGTON (Reuters) – Two Senate Democrats said they will propose on Wednesday placing new limits on proprietary trading by banks and nonbank financial firms, widening the ‘Volcker rule’ backed by th …

  • Greece says G20 to review financial speculation
    March 9, 2010
    WASHINGTON (Reuters) – Greece, pressing for curbs on financial speculation it blames for worsening the country’s debt crisis, said on Tuesday the idea would be examined by the Group of 20 leading powe …

  • Bailed-out U.S. financial stocks surge
    March 9, 2010
    NEW YORK (Reuters) – The shares of companies bailed out by the U.S. government during the financial crisis surged on Tuesday, fueled by speculation about money-making asset sales, cheap valuations and …

  • Chevron seeks UK refinery sale, to cut 2,000 jobs
    March 9, 2010
    NEW YORK (Reuters) – Chevron Corp , the second-largest U.S. oil company, put some of its downstream operations up for sale, including its Pembroke refinery in the UK, and said it would eliminate 2,000 …

  • Toyota to fix more Tundras for rust problems
    March 9, 2010
    DETROIT (Reuters) – Toyota said on Tuesday it would fix all Tundra pickups sold in the United States for the 2000 to 2003 model years to address a risk that part of the truck’s frame could corrode, ca …

  • Oil slips for 2nd day as U.S. crude inventories climb
    March 9, 2010
    SINGAPORE (Reuters) – Oil fell for a second day on Wednesday after an industry report showed U.S. crude stockpiles jumped more than expected last week, dampening hopes of a strong recovery of demand i …

  • CEO bonuses fell 22 pct in 2009: report
    March 9, 2010
    NEW YORK (Reuters) – U.S. consumer, financial and technology companies slashed bonuses for their chief executives by more than half in 2009, a leading firm that tracks pay data said on Tuesday, as com …

Networking Now Blog Feeds

  • Are You Paying ‘Attention’ to Your ‘Intention?’
    March 8, 2010

    Today’s blog posting is from Betty Jo Waxman of Productive Learning and Leasure. I saw a presentation she did recently and really liked her material, which she has allowed me to …

  • Greatest Weaknesses in Networking
    March 4, 2010

    Based on a survey that I just completed of more than 12,000 business professionals from all over the world, “being unable to turn relationships into business opportunities …

  • Xerox, A Love Story
    March 1, 2010

    I love a company that takes care of its employees.  When times are tough, you hear one story after another about companies callously letting go of the very people who drive the busine …

  • Relationships Are Currency
    February 25, 2010

    How many times have you seen an entrepreneur (maybe even yourself) go to a networking event, meet a bunch of good people, then leave and never talk to them again? Too often, right? An …

  • ‘Relationships are Irrelevant!’ Really?
    February 22, 2010

    Last week I wrote a blog called “Premature Solicitation,” which was about a situation where someone whom I had never met and didn’t know asked me to introduce him an …

  • Five Common Social Media Mistakes To Avoid
    February 18, 2010

    Below are the top five common mistakes that businesses make when it comes to social media networking–avoid all of these.  Spending too much time on sites you enjoy and not ful …

  • Premature Solicitation
    February 15, 2010

    Have you ever been solicited for a referral or for business by someone you didn’t even know?  Michelle Villalobos, a BNI member in Miami, calls this “Premature Solicitatio …

  • Ask Ivan Misner–Free Teleseminar Feb. 16
    February 11, 2010

    In late January I posted a blog calling for question submissions for AskIvanMisner.com.  I got a fantastic number of responses, and I’d like to say a big thank you to all of you …

  • Become an Information Exchange
    February 8, 2010

    Networking involves constant interaction with people from all walks of life and, if you keep your ears open, you can learn a heck of a lot. And, guess what?  Knowing a heck of a lot m …

  • What’s Important When You Refer People?
    February 4, 2010

    I just finished a survey of more than 12,000 businesspeople from all around the world on the subject of networking. One of the questions we asked the respondents was “Which of t …

Editor's Choice Posts

  • Cutting Edge Strategic Planning For Small Business Survival

    STRATEGIC PLANNING

    Large companies place resources and focus on strategic planning at least once a year. Small businesses seldom complete a strategic plan. Yet in every way, planning is just as important to a small business as to a large business.

    While operating a small business successfully can be very rewarding, the typical small business does not have the staying power financially to weather a business downturn. Avoiding a business downturn requires that business managers not only attend to the day-to-day functions of the business but also have an eye on the horizon so that “bumps in the road” … Continue Reading


  • Powerful New Glenn Beck Video Alluding to Pending Collapse of the Dollar

    Blog Editor’s Note: Glenn Beck is labeled a “conspiracy theorist.” However, you can rest assured no one presenting views this extreme on a regular basis could do so from a corporate media platform unless powerful interests want the public at large to get used to these kinds of ideas. So perhaps Beck’s corporate masters are “conspiracy theorists,” or at least pretending to be.

    Beck is generally right on target with his key facts. However, he generally points the finger at the undefined “left” as the villain. Let’s just say the real villains are far more diversified than that. So put away … Continue Reading


  • $4.8 trillion – Interest on U.S. debt

    chart_interest_debt.03[1]Blog Editor’ Note: That’s nearly 5 million million dollars and nearly half the current Federal deficit, which continues to rise at an unprecedented rate. But don’t worry, analysts can still find individual pieces of data that sound optimistic.

    Unless lawmakers make big changes, the interest Americans will have to pay to keep the country running over the next decade will reach unheard of levels.

    By Jeanne Sahadi

    (CNN Money) Here’s a new way to think about the U.S. government’s epic borrowing: More than half of the $9 trillion in debt that Uncle Sam … Continue Reading


  • Economists Opposing Federal Reserve Audit Have Undisclosed Fed Ties

    Blog Editor’s Note: This piece delivers more exposure than the usual establishment press critique of the current controversy surrounding the Federal Reserve. However, the focus on key economists with Fed connections ignores the fact the identity of the private investors with controlling interests in the Federal Reserve is what they REALLY don’t want you to know. That’s why Fed supporters are open to a little more transparency they can control, but will put their full global financial weight in front of any attempt to conduct a full audit of the organization.

    (This Huffington Post) As the debate over an audit of … Continue Reading


  • 1 million stimulus jobs?

    House panel investigates

    By Richard Simon

    (The Los Angeles Times) Reporting from Washington – Hundreds of new jobs in phantom congressional districts. Nearly 500 new teaching slots in a Chicago school district that employs only 290.

    As the White House tries to show that its massive stimulus package has created or saved 1 million jobs, media outlets and critics have contended that some of the administration’s numbers are faulty.

    On Thursday, a congressional committee tried to sort out the questions: Are the flawed data the result of Democratic spin meant to show that President Obama’s economic policies are working? Or are they … Continue Reading


  • CalChamber Goes to Court to Protect Businesses from Additional Wage-and-Hour Lawsuits

    CalChamber_In_Court_2009_125_WEB(The California Chamber of Commerce) The California Chamber of Commerce is urging the 9th Circuit Court of Appeal to reverse a district court ruling that could result in numerous more wage-and-hour lawsuits against California employers.

    The CalChamber is arguing that the district court ruling fails to follow the plain language of the law and disregards the long-standing California requirement that exemption determinations be made based on an analysis of employees’ individual job duties.

    The CalChamber has joined the U.S. Chamber of Commerce and the Employers Group in filing a friend-of-the-court brief in … Continue Reading


  • The Secret to Making Your Brand Truly Great

    By Dan Huston

    Although many business leaders are obsessed with the concept of branding, few really understand what it means to develop a successful brand. Here’s what it really takes.

    (Biznik) How do you define your brand? Is it how you position yourself in the minds of stakeholders and the public in general? Is it shaped by what people think you do and how you do it? Is it determined by the design of your website, the quality of your marketing collateral or the success of your public relations efforts?

    I just finished reading Gregg Lederman’s Achieve … Continue Reading


From the Print Edition

  • 7 Simple Ways to Law-Proof Your Business

    Kurt-Schlichter-Photo[2]By Kurt Andrew Schlichter, Esq.

    The article appeared in Business Insider Magazine’s first issue of 2009

    While the economic downturn will increase most businesses’ exposure to legal problems, it can also be a good time to get your legal house in order. Companies and individuals in trouble often look to the law as a quick way to avoid debts or to collect on real or imagined claims that in good times would be put aside. But when things are slow, businesspeople have the chance to focus on legal matters they would otherwise … Continue Reading


  • Managing Your Business During Difficult Times

    Angela_Sayers[1]By Angela L.H. Sayers, CPA, MBA

    This column ran in Business Insider Magazine’s first issue of 2009

    The stock market is extremely volatile and our investment portfolios have plummeted. So how can we keep our businesses running profitably and riding through the recession without too much turmoil? Small business owners have to manage their companies much more effectively than large corporations on Wall Street regardless of the economic climate. After all, small businesses are going to pull our country out of the recession. Here are some points to help your business … Continue Reading


  • Efficient IT Planning is Key to Recession Survival

    David_Whitehead[1]By David Whitehead

    The financial crisis may not be the only thing putting a strain on your business. If your IT upgrades didn’t keep pace with your growth during the boom years, chances are expensive inefficiencies are starting to get noticed. Surviving a tough economy requires all of us to be as efficient as possible, which means it’s time to take a hard look at productivity problems created by poorly planned IT systems.
    I have worked for several companies that allowed their IT to become grossly inefficient because systems were allowed … Continue Reading


  • The Real Estate Weather Report

    Ken Roberts

    By Ken Roberts

    This article appeared in Business Insider Magazine’s second issue of 2009

    If the real estate climate was reported like the weather, it might sound something like the following:
    “Expect the stormfront in the South Bay real estate market to continue with cold temperatures, scattered showers, and occasional gale force winds in the middle class areas, gradually giving way to partial clearing and a warming trend for first-time buyers with the worst behind us for the high-end market.”
    One of the barometers of the real estate climate is the number … Continue Reading


  • 5 South Bay Organizations Upping the Eco Ante

    GreenBizGraphic

    By Brian Simon

    This article appeared in Business Insider Magazine’s second issue of 2009

    While entire nations must grapple with the harsh implications of “global warming” and how to address it, it will ultimately take cooperation on an individual grass roots community level to spread the message espoused by leading scientists to make a meaningful impact across the country. With that in mind, a number of South Bay-based businesses, agencies and cities have already made their mark on the green front. Here is an overview of a few notable contributors to the … Continue Reading



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